Community Resources
The Junior League of Dayton is committed to serving and supporting the greater-Dayton community. To support families around the Miami Valley that may be experiencing a hardship, we have gathered this list of resources to help you find the aid that you need. This list will be updated regularly to update and provide new supports as they become available. Please contact each organization directly to confirm details and determine suitability for your needs.
Thank you to Heart Mercantile and Bellbrook-Sugarcreek Community Support Center for curating many of these resources that we used to generate our list.
General Assistance
United Way of Greater Dayton
Provides supports for residents of Montgomery, Greene, and Preble counties.
ST. VINCENT DE PAUL SOCIETY – DAYTON
Aid those experiencing homelessness and poverty by providing emergency shelter, transitional and permanent supportive housing, food, clothing and household items, as well as guidance on the path to leading a self-sustaining life.
Kroc Center
The Salvation Army offers a variety of programs in Montgomery and Greene county to help individuals and families in need.
*Christmas Food Assistance applications are open starting October 27th
FINDHELP
Find free or reduced-cost resources like food, housing, financial assistance, health care, and more.
Food Assistance
Food Pantry Locator Tool
Enter your ZIP code to generate a list of pantries that serve your area. Call ahead to check their hours and any requirements.
The Foodbank’s mobile pantries bring food directly into neighborhoods.
Clothing Assistance
Mental Health Support
Miami Valley Warmline
937-528-7777
Available Monday-Friday 11 a.m.-7 p.m. Provides free and confidential mental and behavioral health peer-support services to the community. The warmline is a phone number you can call to receive early intervention with emotional support that can prevent a crisis along with learning about behavioral health and recovery resources available to them in the community. This differs from emergency hotlines and is not intended for emergency calls. For a more serious crisis call the National Suicide Prevention Hotline at 988.
Financial Assistance for Furloughed Federal Employees
- Bank of America announced assistance available to furloughed Federal employees. Call the priority assistance line 844.219.0690.
- Chase Bank: Chase today announced efforts to help its customers who are U.S. government employees affected by the U.S. government shutdown. Here’s the special line they set up 1-888-356-0023.
- Congressional Federal Credit Union: For more information on our Relief Line of Credit or any of our assistance programs, contact our Member Service Representatives at 800-491-2328 or stop by one of our branch locations.
- Fed Choice: They’re offering quite a few different options to assist – for existing and new members.
- Interior Federal Credit Union: They’re offering a special loan for both member and non-member furloughed Federal workers. Net paycheck up to $15,000, interest-free up to 30 days. Members may apply for a limit up to the equivalent of 2 net paychecks. More offers are available on the site, or call 800-914-8619
- Navy Federal Credit Union: These guys are offering a special loan program. Read the FAQs PDF from this link to see if you qualify or call 1-888-842-6328
- PayPal: PayPal has made a very generous offer. They’ve allocated $25 million to fund interest-free cash advances to our furloughed Federal workers who need assistance right now. This is for both new and existing PayPal Credit customers. Minimum loan is $250 with a maximum cash advance of $500. Your account does need to be in good standing if you’re an existing PayPal Credit customer. Existing customers call 1-877-689-1975. For new accounts, apply here first, then after approval, call 1-877-689-1975.
- U.S. Bank: Will waive all late fees if you miss a mortgage payment due to the shutdown. Also mentioned they will defer first payment dates for new mortgages.
- U.S. Employees Credit Union: USECU is also offering shutdown loans, but only until Tuesday, January 15th. Call (312) 922.5310 to get help.
- Synchrony Bank: These guys handle store cards for Amazon, Lowe’s, Walmart, JCPenney, Chevron/Texaco, and many other large nationwide companies that you might do business with on a day-to-day basis. They are allowing affected customers to defer payments until after the shutdown. Contact them for more information.
- Union Plus: For union members, there are a great number of options available if you’re with Union Plus. Call them at 800-472-2005 to ask about these offers: $300 Furlough Grant for eligible Union Plus credit card holders, Mortgage Assistance Loan & $300 Grant: payment grace period for your Union Plus Life and Accident Insurance, payment grace period for Union Plus Auto Insurance, and payment grace period for Union Plus Life and Accident Insurance.
- Wells Fargo: Here’s a full list of all shutdown assistance lines at Wells Fargo. They’ve got a few different options to help, depending on the services you have with their bank.
- FEEA-NARFE: The FEEA-NARFE fund is offering $100 grants to active federal employee members who are not receiving a paycheck during the current shutdown due to being furloughed or working in excepted status. To apply, visit the FEEA website.
- TSP Plan News and Announcements: TSP allows for the suspension of loan payments when you go into non-pay status. They do not require documentation about your furlough currently. Missing one or two payments will not cause your loan to go into default. Log in to your account to check your status or simply call the Thrift Line at 1-877-968-3778.
- Toyota Financial Services & Lexus Financial Services: Affected lease and finance customers in good standing with their accounts may be eligible to take advantage of up to two months of finance contract payment extensions or lease deferred payments. Toyota Financial Services call 800-874-8822 and Lexus Financial Services call 800-874-7050.
- Hyundai Capital: Hyundai will extend all Hyundai Capital auto loans and lease payments for 30 days for current Hyundai owners who are federal government employees furloughed during the shutdown. Impacted consumers should contact Hyundai Motor Finance at 1-800-523-4030 to take advantage of this offer.
- Kia Motors Finance: Kia has announced it’s offering deferred payments of 30 days. If you’ve been affected by the current Government Shutdown and need assistance from Kia Finance, please contact us at 1-866-331-5632.
- Ford Credit, GM Financial, & Mercedes-Benz Financial Services: It has been reported that these companies are among those providing qualified customers options such as payment deferrals, late fee waivers, and special care lines to address their individual problems, though official announcements from these companies have not been released online.
- AT&T: Will assist with adjusting late fees, providing extensions, and revising payment schedules.
- Sprint: Will provide short-term payment solutions. Call 1-888-211-4747
- T-Mobile: Offering short-term assistance and can spread out service payments over time. Call 1-877-746-0909 or 611 from a T-Mobile device.
- Verizon: Offering flexible payment options and has a Promise to Pay program to set payments for a future date. Call 1-866-266-1445.
- National Rental Home Council: Represents many of the nation’s largest operators of single-family rental homes. They’re offering deferred rent payment options with no late fees to any renter who has been furloughed.
- OPM Sample Letters for Creditors and Mortgage Companies: OPM created these sample letters for Federal workers to contact their landlords, mortgage lenders, and utilities, to request help during the shutdown.
- MetLife: For those not receiving a paycheck from the federal government because of the current shutdown, MetLife Auto & Home may grant a one-time, 30-day grace period on your payment of premium on a MetLife Auto & Home policy. Members must request this one-time allowance by calling 1-800-GET-MET8. Certain restrictions apply, and the premium remains due after the delay expires.
- Fidelity & Guaranty Life Insurance Company: To help the nearly 27,000 AFGE members who currently have a policy with the company during this government shutdown, the company “will keep the policy-in-force by waving the cost of insurance charges for the next 30 days.”. Policies beginning with the letter “Y” call: 844-800-9146, all other policies call: 888-513-8797
- Rent-A-Center (Benefits Plus Membership): If your account was up to date at the time of furlough and you are a part of benefits plus you may be eligible for a payment waiver based on your state: “Involuntary Unemployment Payment Waiver: Losing a job is hard, and making payments while unemployed is even harder. Fortunately, your Membership waives your payments when you are involuntarily unemployed. Whether you were fired, laid off, suspended, or are out of work due to a labor dispute or strike, your payments are covered for up to four (4) months, up to $1,000, or when you’re able to return to work.”
- U.S. Office of Personnel Management: Their fact sheet states that federal employees may be eligible for unemployment compensation administered by state unemployment insurance agencies. So, eligibility is determined by state law, not on the Federal level, which may work in your favor.
- USAA is offering deferments for all loans and credit card payments.
Disclaimer
The Junior League of Dayton provides this list of community resources for informational purposes only. We do not endorse, guarantee, or assume responsibility for the accuracy, availability, or quality of the services provided by these organizations. Users are encouraged to contact each organization directly to confirm details and determine suitability for their individual needs. The Junior League of Dayton is not liable for any outcomes resulting from the use of these resources.